"One of the most defining moments of my life was the first time I bounced a check. I was living pay check to pay check, down south and I called my father for help. He told me to buckle up and figure it out. Unknowingly, at the time, it was the hardest thing he ever did, to not help his struggling, hungry daughter but very wise and father-like of him in hindsight. I am proud to say I have never bounced a check since and value and budget money smartly! I hope to always be as strong as my father in my parenting skills and have at times put his tough love way of parenting into practice. As for budgeting, my business is right up there with being money savvy and meeting like minded thrifty people and I have been rethinking my spending habits and becoming an informed consumer."